Found 2 blog entries tagged as homeownership.

Buying a home in Bluffton, SC, or Hilton Head Island, SC, isn’t just about scrolling Zillow at midnight (don’t worry, we all do it). It’s about getting into the right mindset—one that says, I’m ready to build wealth, stop renting, and make a smart move.

The truth? Procrastination is not your friend. If you’re waiting for the “perfect” time, spoiler alert: The best time to buy was yesterday. The second-best time? Right now.

Whether you’re a first-time buyer, moving up (or downsizing), or investing in rental properties, the key to success is knowledge. And while you don’t need a Ph.D. in real estate, a few great books can fast-track your confidence and decision-making.

So, grab a cup of coffee (or a glass of wine—we don’t judge), and let’s dive…

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Every year, households across the country make the decision to rent for another year or take the leap into homeownership. They look at their earnings and savings and then decide what makes the most financial sense. That equation will most likely take into consideration monthly housing costs, tax advantages, and other incremental expenses. Using these measurements, recent studies show that it’s still more affordable to own than rent in most of the country.

There is, however, another financial advantage to owning a home that’s often forgotten in the analysis – the wealth built through equity when you own a home.

Odeta Kushi, Deputy Chief Economist for First American, discusses this point in a recent blog post. She explains:

“Once you include…

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