The headlines lately have been loud—stock market turbulence, global uncertainty, and economic anxiety stemming from newly imposed tariffs. It’s easy to get swept up in the panic. But here’s what most people aren’t hearing: opportunity is knocking.
While the media covers stock losses and shaky investor confidence, seasoned professionals are watching something else—the 10-year Treasury yield. It just hit its lowest level in years, and that, my friends, is a very big deal in real estate.
What You Need to Know: Treasury Yields and Mortgage Rates
Here’s the connection most people miss: mortgage rates track the 10-year Treasury yield. When the yield drops? Mortgage rates usually drop right alongside it. And that’s exactly what just happened.
Mortgage interest rates are now at their lowest level since October.
So, if you've been holding out for a better rate before jumping into homeownership, this may be the window you've been waiting for.Real Estate vs. Stock Market: Stability Meets Leverage
Let’s compare:
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The stock market can drop 10% or more in a single week. Your portfolio’s value can swing wildly overnight.
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Real estate doesn’t behave that way. It’s a slower, steadier market—historically resilient and less volatile.
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Want to invest in $300,000 of stocks? You need $300,000 in liquid cash.
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Want to buy a $300,000 home? You may only need $60,000–$75,000 down with the potential to benefit from 100% of the appreciation and rental income.
Real estate offers stability, leverage, and long-term wealth.
Why This Moment Matters
Economic shakeups like tariffs cause short-term panic—but savvy buyers and investors know this is where the real gains are made. Lower mortgage rates mean increased buying power, lower monthly payments, and more options.
This is when smart moves are made, and wealth is built.
If you’ve been on the sidelines waiting for the “right time” to buy, this might be it.
Want to Learn More? Go to the Expert.
Don't make major financial decisions without expert guidance. Whether you're buying your first home, upgrading, investing, or relocating to Bluffton or Hilton Head Island, now is the time to connect with someone who understands the market inside and out.
Call or text Allison Cobb with The Cobb Group, brokered by eXp Luxury Realty—a top-producing team specializing in Bluffton, Hilton Head Island, and the Lowcountry.
Visit us online at: www.thecobbgroup.com
Email: allison@move843.com
Phone: (843) 338-7256
Serving: Bluffton, Hilton Head Island, Okatie, Hardeeville, Beaufort, and beyond
Your Strategic Move Starts Now
Let’s take advantage of these low rates before they shift again. At The Cobb Group, we don’t just sell homes—we build long-term relationships and help our clients make smart, strategic real estate decisions.
Looking to buy, sell, or invest in the Lowcountry? Let’s talk.
Written by Allison Cobb
The author assumes no responsibility or liability for any errors or emissions in the content of this blog. The information provided on is an “as is” basis with no guarantee of completeness, accuracy, usefulness, or timeliness.
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