The Cobb Group Blog

Six Tips for Getting Approved for a Home Mortgage

Becoming a homeowner may be one of the most rewarding experiences you’ll ever have. But before you start picking out a living room set, you’ll want to take a step back and start with an essential part of the process: getting a home loan.

Though mortgages can seem complex, there are six steps every future homeowner should keep in mind to ensure a smooth and simple home loan process.

Work On Your Credit Score

As you begin looking at various loan programs, you’ll notice that the subject of credit score will often come up. This is because, like any large credit request, your history as a borrower is a significant factor. Your credit score is a summation of that history. Potential lenders review your credit report and credit score, along with other…

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Historical Facts and Places on Hilton Head Island

The Lowcountry, especially the Hilton Head Island and Bluffton areas, is known for and justifiably famous for its incredible beaches and world-class golf courses. Below are a few facts to keep you informed as you enjoy your living or visiting experience.

• Hilton Head Island, the jewel, is five miles wide and twelve miles long, but the Island has more than 100 miles of bicycle trails. Bike riding is a great way to get around and sightsee. 
• The Lowcountry has fewer than 70,000 year-round residents, but over 3 million visitors per year.
• Before the Civil War, three dozen plantations in the Lowcountry grew famous Sea Island cotton.
• Until 1956, the only way to access Hilton Head Island was by boat and resort development began the same year.
…

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❤️ Real Estate Crush of the Week: 22 Bartons Run

There's having a crush and then there's 'having a crush!' Now that she is completely done we love her more than ever. Check out that pool!

Let me remind you about all the things I love:

• 5 ensuite bedrooms with lots of space
• a large media room 
• how about a gourmet eat-in kitchen?
• loving all the beams and woodwork 
• okay wait - a telescopic slider that opens to the screened porch with a fireplace
• an inground pool nestled in a private backyard
• large 1.5+ acre homesite
• gated private community of Bartons Run 

This custom modern farmhouse home is complete and ready to go. Let's go for a visit.

22 Bartons Run l Bartons Run l Bluffton

Offered at $1,790,000 

See the full listing here.

What is…

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❤️ Real Estate Crush of the Week: 295 Farnsleigh Avenue

When it comes to #HouseGoals, Farnsleigh Avenue wins!

“Why?” — you ask? Where do I even begin…

• lagoon to golf views

• exquisite home and over 4,100 SF 

• first floor primary with gorgeous en suite

• the hardwood floors are so pretty

• I love how much light comes in from all the windows

• the primary and dining room ceilings add the right touch

• you’ve gotta love the screened porch and brick paver patio with firepit  

• and… if those weren’t enough — this home is located in gated, full of amenities, and beautiful Hampton Hall

I already know you’re going to put Farnsleigh Avenue on the top of your list. I have so much more to tell you about it. I’m waiting for your…

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Under Contract! 52 White Oaks Circle

Under Contract in Rose Hill! That was quick but it's no surprise since 52 White Oaks Circle is so cute and in an amazing community. The amount of built-ins in this home is crazy-goodness. Everyone's dream!

If you or someone you know is interested in Rose Hill properties, contact us today or SEARCH here.

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SOLD! 68 Slater St

SOLD in Mill Creek! This townhome is perfect. It's in a great location, new construction, one car garage, open concept, easy living, and great community amenities. 

If you are interested in townhome living, call us today. We have some amazing opportunities for you now.

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❤️ Real Estate Crush of the Week: 107 Doncaster Lane

Have you ever heard the saying, "Great things come in small packages?" 107 Doncaster Lane in Sun City should be in that description! 

Why is that you ask?

• 2 bedrooms and 2 baths with an office and open floor plan
• corner lots are the best lots
• love the driveway
• the neutral colors throughout make for easy moving
• that huge bay window in the primary bedroom...
• cooking in that kitchen and looking out to the backyard would making cooking so much better
• a screened porch to start and end your day

107 Doncaster Lane

Sun City l Bluffton

Offered at $460,000

What is our Crush of the Week you ask? ─ Definition: A "Crush" is a brief and intense infatuation of someone or something. Since we're Realtors, we…

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Taking Great Real Estate Pictures: 7 Essential Tips for Homeowners

Selling a house isn't merely about bricks and beams. It’s about the memories etched within the walls, the laughter echoed in the halls, and the potential stories waiting to unfold. Capturing these elements in photographs can significantly impact the speed and value of a sale. As the saying goes, “A picture is worth a thousand words.” But when selling a house, a picture can also be worth thousands of dollars.

Local real estate photography expert Kate Morrison says, “The first impression is the only impression when it comes to selling a home. Good photos don’t just display a house; they narrate a lifestyle.” With that in mind, let’s explore seven tips every homeowner should consider before photographing their house for a listing:

1. Declutter and…

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Hilton Head Island Made the List

Hilton Head Island made the list! It ranked for U.S. News & World Report, and that is a BIG deal! 

If you’re living in Moss Creek and a relative or friend wants to know the best option for lodging while visiting the Lowcountry, U.S. News and World Report has ranked the top 10 places to vacation. A local hotel was among the nation’s top places. High-end resort destinations now also rank among the best hotels, and Hilton Head Island is  included. The dream location recognized by US News and World Report was the Inn & Club at Harbour Town on Hilton Head Island. Another South Carolina hotel, The Kiawah Island Golf Resort near Charleston, was also a winner. Kiawah’s vacation spot received the number 4 ranking.

U.S. News & World Report created the list…

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❤️ Real Estate Crush of the Week: 52 White Oaks Circle

Having a crush on a house is a real thing! It's when you see a house and you just know that it's the one for you. You can't stop thinking about it and you dream about living there. You might even start to plan out how you would decorate it and what you would do with each room. 52 White Oaks Circle is the one that will keep you thinking about it and daydreaming about it. 

Why you ask?

• it's in the gated golf community of Rose Hill
• it has golf views
• fabulous wood floors
• did you see the gorgeous built-ins?
• love the updated kitchen - I want that oven wall
• not 1 but 2 fireplaces
• the perfect patio for entertaining
• a killer screened porch 

52 White Oaks Circle

Rose Hill l Bluffton

Offered at $699,000

…

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